We believe that whatever you spend on therapy, you are investing in your mental health. It used to be that only people “with big problems” go to therapy. However, more and more people are investing in their mental health by working with a therapist. Research suggests that about 8% of Americans struggle with depression and about 80% of those with depression experience difficulties that affect their work life and relationships. Anxiety Disorders are even more common than depression, with about 19% of Americans experiencing anxiety symptoms each year.
Luckily, there is decreasing stigma as people are leaning into the power of therapy and prioritizing their wellness, relationships, and mental health. As you think about investing in your own mental health, you might be wondering how much working with a therapist or counselor will cost you. Beyond that, you may wonder how much you should spend on therapy. Therapy cost can be a barrier to receiving adequate care, but cost will depend on an individual’s need as well as how they hope to benefit.
The cost of therapy typically ranges from $100 to $200 a session, with more expensive and urban cities usually charging the highest rates. Many times, insurance will cover your therapy sessions, or, they may reimburse you for services if your counselor is out of network. However, you may want to check with your healthcare provider on their policy for reimbursement.
Sometimes, insurance doesn’t cover your counseling services, or your therapist is out-of-network. In these cases, your therapy services will be charged out of pocket or what is called “cash pay”. In some cases, counselors may sometimes provide a sliding scale fee. This is a reduced rate for a certain number of sessions in order to help those with financial difficulty. You may also ask your therapist for a superbill, which is essentially a receipt of services which you can submit to your insurance carrier for reimbursement. Reimbursement is not guaranteed, however.
Here at Aspire Neuropsych, we accept a limited number of insurance carriers. This is intentional, as we believe that there are a great many benefits to using private pay for therapy.